UTV & Side-by-Side Insurance Specialists

Insurance for Side-by-Sides & Sport UTVs

Agreed-value coverage for Polaris RZR, Can-Am Maverick, Yamaha YXZ, and all sport builds — including aftermarket accessories, transport coverage, and competition use options your standard ATV policy won’t touch.

Agreed value — no depreciation
Licensed in all 50 states
Same-day quotes & certificates
Sport side-by-side UTV on desert trail

Most Popular Coverage

Agreed Value + Accessories Bundle

Starting from $400/year — same-day binding

A.M. Best A+ Carriers
Licensed Since 2005
All 50 States
Same-Day Quotes
UTV & SSV Specialists
SSV Insurance contractor structure

Why Choose Us

Why SSV Insurance Businesses Choose Us

We specialize in construction contractor insurance. That means we know ssv, we know the class codes, and we know what GCs require on their subs.

SSV Insurance Industry Specialists

We understand carpentry class codes, completed operations exposure, and the certificate demands GCs put on ssv subs.

Competitive Rates

Access to specialty carriers that focus on construction trades — not general business carriers charging inflated rates for ssv risk.

Same-Day Certificates

Need a certificate for a new GC by tomorrow morning? We process certificates and AI endorsements same-day.

Licensed in All 50 States

Whether your crews work in one state or across the country, we can bind coverage where you need it.

Founded in 2005

20+ years serving construction contractors. We've seen the market cycles and we know which carriers pay claims.

Claims Advocacy

When a claim happens, we're in your corner — not hiding behind carrier call centers. Direct advocate support.

How It Works

Get Insured in 3 Simple Steps

From initial quote to bound coverage — our process is designed for busy contractors who don't have time to waste.

01

Tell Us About Your Operation

Answer a few quick questions about your crew size, revenue, states worked, and coverage history.

02

Review Your Quote

We shop specialty markets and present competitive options — GL, WC, tools, auto, and bundle discounts.

03

Get Insured Today

Bind coverage and receive your certificates same-day. Certificates issued immediately after binding.

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Years Specialty Insurance

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Licensed Nationwide

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UTVs & SSVs Insured

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Quote Turnaround

FAQ

Common Questions

Ready to Ride Protected?

Get Your Side-by-Side Covered — Same-Day Quotes Available

Agreed value, full accessories coverage, and competition options for Polaris RZR, Can-Am Maverick, Yamaha YXZ, and more. Over 20 years protecting sport UTV owners.