Coverage Options

SSV Insurance Business Insurance

Every policy a ssv business needs — in one place, from specialists who know the trade.

UTV & Side-by-Side Insurance

UTV and side-by-side insurance with agreed value, accessories coverage, and options for sport and recreation use. All brands covered — Polaris, Can-Am, Yamaha, Honda, Kawasaki, and more. Free quote: 844-967-5247.

  • Liability: required in many states for public trails
  • Agreed value (no ACV depreciation at claim)
  • Collision and comprehensive
  • Medical payments for occupants
Full coverage details

Polaris RZR Insurance

Polaris RZR insurance with agreed value, full accessories coverage for turbos, long-travel, cages, and audio. RZR builds are heavily modified and frequently worth $30,000–$60,000+ — don't let ACV pricing undercut your investment.

  • Agreed value on full RZR build including all mods
  • Scheduled accessories beyond standard CPE limits
  • All RZR models: XP 1000, Turbo R, Pro R, Trail S, RS1
  • Long-travel suspension coverage
Full coverage details

Can-Am Maverick Insurance

Can-Am Maverick insurance with agreed value and full accessories coverage. Maverick X3, Trail, Sport, and all variants covered. BRP builds run $18,000–$40,000 stock; with aftermarket additions, $40,000–$70,000+ investment deserves agreed value coverage.

  • Agreed value on complete Maverick build
  • Maverick X3 (all variants), Trail, Sport coverage
  • Full accessories scheduling
  • Alpine audio and Method wheel coverage
Full coverage details

Accessories & Custom Parts Coverage

Standard UTV/side-by-side policies cap custom parts and equipment coverage at $500–$2,000. If you have light bars, suspension upgrades, audio, or a cage, that cap is gone before you list three items. Specialty scheduled accessories coverage available.

  • Scheduled aftermarket parts (per-item, no depreciation)
  • Light bars and lighting systems
  • Audio and stereo systems
  • Suspension upgrades (shocks, A-arms)
Full coverage details

Competition & Event Coverage

Standard UTV/side-by-side policies exclude competition and racing use entirely. If you compete in desert races, short-course events, rock crawl, or sanctioned trail events, your standard policy does not cover your machine on-course. Specialty event and competition coverage options available.

  • On-course physical damage during competition
  • Desert racing event coverage (Baja, Parker, King Shocks)
  • Short-course competition coverage (LOORS, WORCS)
  • Rock crawl and Ultra4 event coverage
Full coverage details

Ready to Ride Protected?

Get Your Side-by-Side Covered — Same-Day Quotes Available

Agreed value, full accessories coverage, and competition options for Polaris RZR, Can-Am Maverick, Yamaha YXZ, and more. Over 20 years protecting sport UTV owners.