Can-Am Maverick Insurance
Can-Am Maverick insurance with agreed value and full accessories coverage. Maverick X3, Trail, Sport, and all variants covered. BRP builds run $18,000–$40,000 stock; with aftermarket additions, $40,000–$70,000+ investment deserves agreed value coverage.
Can-Am Maverick Insurance
BRP's Can-Am Maverick lineup is the RZR's primary performance rival — and in many segments, the performance leader. The Maverick X3 (especially the X3 RS and DS turbocharged models) are the highest-performance production SSVs available, and they command the highest aftermarket investment in the segment.
BRP is also the company that coined "SSV" (Sport Side Vehicle) as an official product category — the terminology our domain owns. Can-Am Maverick owners are exactly the demographic SSVInsurance.com was built to serve.
Maverick Model Overview for Insurance
The Maverick lineup spans from the Maverick Trail (entry-level, $16,000–$22,000) to the Maverick X3 MAX models ($35,000–$45,000+ MSRP). Between them:
Maverick Sport: $20,000–$30,000 MSRP, 2-seat and 4-seat, 65HP naturally aspirated. Good platform for modification.
Maverick X3: $28,000–$42,000 MSRP depending on variant. The performance flagship. Maverick X3 RS (195HP) and DS (195HP) are the highest-performance production UTV models available. Factory Long-Travel suspension, Renegade+ tires. The X3 aftermarket is among the deepest in SSV — Alpine audio, Method Race Wheels, Fox podium shocks, aftermarket cages and harnesses, snorkels, winches.
A modified Maverick X3 RS with $20,000 in aftermarket content is a $60,000+ machine. ACV pricing on a 3-year-old X3 might return $28,000. Agreed value at $60,000 pays $60,000. That $32,000 gap is the entire argument for agreed value coverage.
Can-Am Accessories Commonly Requiring Coverage
Alpine stereo systems with full speaker packages and amps ($3,000–$8,000), Method Race Wheels and Maxxis Carnivore tires ($2,500–$4,000), Fox Factory Podium shocks ($2,500–$4,500), aftermarket full-cage systems with roof ($2,000–$4,000), snorkel kits, Seizmik cab accessories, Kolpin gun boots, Gorilla winches, rigid or KC lighting systems, aftermarket harnesses and seats.
BRP Dealer Network and Valuation
BRP maintains an active dealer network and secondary market data. For Maverick owners establishing agreed value, BRP's MSRP for current models and dealer invoice for accessories provides solid documentation. BRP-certified accessories installations have clear invoice values. Third-party installations use shop invoices and receipts.
What's Covered
Frequently Asked Questions
Premium is driven by agreed value amount, not brand. A $45,000 Maverick X3 and a $45,000 RZR Turbo R would be rated similarly. The Maverick X3's higher stock MSRP and higher typical modification investment often results in higher agreed value, which affects premium.
Yes, with agreed value that includes all modifications. BRP markets factory turbo X3 models (190HP+), and aftermarket turbos exist for naturally aspirated Mavericks. All modifications must be disclosed and included in the agreed value at policy inception.
Collision coverage responds to contact damage from off-road riding — hitting a rock, rolling on a dune face, contacting a tree or obstacle. Recreational OHV use is covered; the competition use exclusion applies only to sanctioned competition events.